One Stop Shop Marketing Services

October 19, 2007

Non Insurance Products

Filed under: OSSMS — OSSMS @ 12:52 pm

ATMSafe
Provides ATM, Debit, Credit/Charge cardholders with up to $500 loss of cash due to theft; up to $3,000 Hospital Accident Indemnity and $5,000 All-Risk Accidental Death, during and up to 10 minutes after a transaction at any ATM which accepts the card throughout the world.Baggage Delay
Provides coverage which applies to a Cardholder’s personal baggage which was checked in and in the custody of the airline. Benefits are payable if the baggage fails to arrive within six (6) hours (other options are available) after the cardholder has reached the ticketed destination. The coverage will reimburse the Cardholder for charges made to their account for emergency purchases of necessary and essential replacement of clothing and toiletries, up to a pre-set maximum benefit. Credit Life/Disability/Unemployment
Provides a cash benefit to pay off outstanding credit card indebtedness as a result of unemployment, disability and/or death. .

Counselor Assistance
Provides Master’s level counselors toll-free, twenty-four hours a day for issues including marital and parenting concerns, relationship problems, substance abuse, behavorial concerns, depression, stress and anxiety, emotional distress, and personal legal and financial worries. Counselor Assistance offers health forums and consultations and support services for daily living issues such as elderly care, day care, dependent care, and smoking cessation programs.

Discount Lab and X-Ray Benefits
Provides diagnostic as well as wellness laboratory and x-ray services.

Debit Cards (Payroll)
By leveraging the best of debit cards and direct deposit, we are transforming how corporations, government agencies, and universities handle recurring payments. You can manage functions like your payroll, petty cash, and transportation spending programs in a more efficient, cost-effective way and bring convenience and flexibility to your employees and customers.

DriverShield ®
A comprehensive auto services and discounts program which provides saving on everyday routine maintenance and services…at thousands of nationally recognized repair facilities; on accident repair costs which include a lifetime warranty in writing; on repairs by calling the Auto Services Hotline where a professional auto service technician will advise the best steps to take with regard to auto problems; on car rentals with preferred member rates; on new or used car purchases; up to50% on hotel rooms throughout the U.S., Canada, and Mexico; 24-hour Emergency Roadside Assistance (indemnified benefit available); trip routing; up to $500 legal defense benefit; and up to $500 Emergency Travel Expense reimbursement benefit.

eDoc America
eDoc America gives access to board-certified physicians and licensed psychologists allowing them to ask medical/mental health questions using secure e-mail. If a member has access to the Internet, he/she has access to a physician or psychologist who can answer questions and assist in the health care choices affecting members and their families. Using eDoc America is easy and provides unlimited access for the member and his/her family. After completing the one-time registration and a brief medical profile, the member can e-mail a doctor as often and whenever he wishes. Responses are guaranteed within 24 hours with most responses arriving in 3-4 hours. A searchable medical library, online health assessment and weekly health tips to customers are also made available.

Gulfstream Financial
Provides debt elimination services to members and employees at no out of pocket costs to the group or the member/employee while earning income for the broker and group. The perfect employee benefit and EAP Program.

Roadside Assistance
Customized programs designed for the Affinity Group Market. Both reimbursement and access plans are available. Also programs for truckers and RV’s. To get a fact sheet, go to our Forms page and click on the fact sheet for Cars, RVs or Trucks.

NurseNavigator (Eldercare)
A web-based information and knowledge building resource. NurseNavigator offers information for those concerned about an elder, assists with elder care planning, assesses the needs and capacity of a caregiver, and provides contact information and other details about long term care living options.

Discount Health Card Programs
Provides customized discount health, dental, vision, and prescription drug programs for your association or club groups.

Legal Services Programs
This program can be customized to any group to include free advice only up to and including the creation of a simple will and other benefits. This program can also include an Identity Theft Benefit.

LifeGuard Emergency Rescue
Provides up to $4,000 in the event a participant from any Affinity Group, Club or Association suffers from a certified injury that requires emergency medical transportation by a helicopter in accordance with EMS protocol.

Coupon Club
Provides any Group member with the opportunity to purchase member’s choice of merchandise coupons at a fraction of their value.

Vehicle Deductible Protection
This Vehicle Deductible Protection benefit will reimburse the covered member of Any Group for a loss to member’s Personal Vehicle equal to the deductible limit shown on member’s current Vehicle Insurance Policy or up to $500.00 per paid claim, whichever is less. Only one (1) Vehicle Deductible Protection benefit will be paid per claim occurrence. This benefit is in excess of any other applicable indemnity plan, including when the vehicle insurance carrier waives the deductible for any reason. Benefit usable twice per plan year.Credit Card Registration
Any Group Member registers all credit/charge/debit cards with the national registration service. If cards are lost or stolen, a member simply calls a 24-hour toll-free number, seven days a week. The loss is immediately reported, cards are cancelled and new cards issued.E Shop Online Program
Member eShop has created an exciting new on-line program. This program enables companies to generate revenues while offering their customers the ability to earn cash rebates as a result of shopping for merchandise or services. Members have access to over 250 merchants in over 50 shopping categories including; well known department stores, specialty boutiques, novelty stores, and much more.Emergency Travel Assistance
Cardholder or member of any Group is provided with an emergency toll-free number which can be accessed anywhere in the world, 24 hours a day, 365 days a year. Emergency Assistance provides up to $100,000 or more in expenses per eligible trip. The program provides three categories of service:1. Emergency Medical Services
2. Emergency Travel Services
3. Pre-trip Information Services

Family Keys Information Software
Consists of three program modules developed to respond to the need for accurate up-to-date information by the American family at certain critical times of their lives.

1. Personal Financial Information Folio
2. Family Health Tree
3. Home Inventory Made Easy

Software is “user-friendly” and can be fully customized for the sponsoring organization.

Nurseline
Nurseline helps members of any Group become better informed health care consumers with easy access to more than 400 registered nurses through a toll-free 24-hour phone number, on-line health forums, and an audio health library. Nurseline offers information and education on women’s issues, children’s health, pregnancy, infant care, teen concerns, and aging well.

Global Med-Net/Child-Net/Elder-Net
This benefit for members of any Group is a breakthrough in emergency care, providing a high-quality, emergency medical information service that makes critical facts instantly available to emergency medical teams anywhere in the world, 24 hours a day, 365 days per year. Global Med-Net transmits a member’s pertinent medical history to the medical provider via facsimile.

Identity Theft Protection Program
Theft of a person’s identity is growing rapidly in America. The Identity Theft Protection Program provides the following benefits: Identity Theft Prevention Tips; Claim Kit (what to do and who to contact when you are a victim), insurance benefits that provide a combined aggregate limit of up to $25,000. May be combined with a legal services program.

Price Guarantee
Provides protection should an item purchased using client’s credit card/check be advertised at a lower price within 30 to 60 days of purchase.Prescription Drug Program(Basic Walk-In)
Allows members to enjoy discounts on virtually all prescription medications. Low prices are available at over 50,000 participating retail pharmacies nationwide. Members can visit the web address or call the toll-free number provided for current prices and actual savings. A free benefit for any GroupPrescription Drug Program (Home Delivery Pharmacy Service)
Offers members the ability to get discounts on home delivered medications via mail, fax or on-line. Members can use the Home Directory service for prescriptions they take on an ongoing basis such as medications for chronic conditions like high blood pressure, diabetes or asthma. Savings can range up to 40% when ordering prescriptions throught the service. Prescription Drug Program (4 Tier Plan)
Offers members more than 2,000 select brand and generic drug labels for a $10 (Tier 1), $20 (Tier 2) or $40 (Tier 3) maximum out-of-pocket cost. Accepted at over 50,000 pharmacies nationwide, including CVS and Walmart.All drugs not falling in these tiers are available at specially negotiated low rates (Tier 4). Savings on these drugs are up to 65% or more when obtained through the Tier 3 mail-order option. No deductibles! No maximums or NO AGE limits! No Claim Forms! No underwiting!Reward Points
A reward program for earning free travel. Sample Program: one dollar of charged purchases equals one mile. For every $5,000 charged, the cardholder receives a $100 certificate off any flight. Every $20,000 charged earns a free domestic trip on the airline of your cardholder’s choice. The program can be customized to meet the client’s needs. Destination Rewards
Various reward programs that engender loyalty to the Association or Employer Group.

Vision Care
This is a reduced fee vision plan that allows members to save up to 60% on eyeglasses, non-prescription sunglasses, and contact lenses (excluding disposables) at nearly 13,000 independent and retail optical locations nationwide (including Pearle and Lens Crafters). Members will also receive a complete eye exam at No Charge in select locations. With more and more people opting for LASIK surgery to reduce the hassle of glasses and contact lenses, the vision plan now includes LASIK in the reduced fee program. An insured Vision Plan is also available.

Employee Computer Purchase Program
Employees can purchase computers through payroll deduction with “zero” percent financing guaranteed. Dell, Gateway, and HP machines are available. Minimum size group is 500 eligible employees. This program has been run successfully in Fortune 500 companies. Employer Groups and Unions with a payroll deduction slot with 100 benefit eligible employees or more.

Credit Card Processing Fees
Your merchant clients can lower their credit card processing fees while you earn income as they save. You will also be providing a valuable service to your client.

Fee Negotiation Services
Fee Negotiation is the professional process of negotiating mutually beneficial settlements that reduce the costs of out-of-network claims for payers, providers, and patients. Non-contracted claims typically account for a significant portion of the astronomical expense of health care. To get a fact sheet, go to our Forms page and click on Fee Negotiation Fact Sheet.

Bill Review Services
Bill Review is a line item clinical intensive analysis of medical bills designed to maximize claims savings and protect clients from liabilities that exceed their contractual obligations. To get a fact sheet, go to our Forms page and click on Bill Review Fact Sheet.We Care
Firms with 100 or more employees that self fund their Medical or Workers Compensation insurance benefits can set up an in-house medical clinic staffed by a doctor and/or nurse. This spectacular program not only treats on the job injuries and shortens employee absences due to illness; it provides well care and disease management services for all family members. This program will provide substantial savings to self funded employers.